This Privacy Policy describes the methods adopted by CRIF – Slovak Credit Bureau, s. r. o., Malý trh 2/A, 811 08 Bratislava, Slovak Republic, for processing its users’ personal data. This is a general notice, issued to all those who consult the website, in compliance with Act 428/2002 Coll. on the Protection of Personal data. When using certain services, users will provide specific information and make specific requests, providing specific consent for their personal data to be processed if necessary.

Process Processing
As a result of accessing and consulting this site, data relative to identified or identifiable persons may be processed. The data controller is CRIF – Slovak Credit Bureau. Personal data shall be processed also by a data processor. The data processor is CRIF S.p.A, via M. Fantin, 1-3 – 40131 Bologna (“CRIF”), who grants to have appropriate organizational and technological processes and procedures in order to safeguard against any unauthorized access, loss, destruction, theft, use or disclosure of the Data provided by CRIF – Slovak Credit Bureau.

Data Processing Location
The data will be processed at CRIF – Slovak Credit Bureau’s premise and at CRIF’s premise. The data shall be handled by persons with relative technical skills, employees or associates, who have been specifically assigned data processing roles.

Processing Methods
The data shall be processed in a licit, correct fashion, so as to ensure data security and confidentiality. Personal data shall be processed using electronic or automated tools.

Processed Data Types
The information systems and software procedures involved in the operation of this site acquire certain personal data during their normal operation. The transmission of this data is implicit in the use of Internet communication protocols. This information is not collected in order to be associated with identified parties, however, due to its very nature, it could make it possible to identify users through processing and association with data held by third parties. This category of data includes IP addresses and the domain names of the computers used by users who connect to the site, the URI (Uniform Resource Identifier) addresses of the resources requested, the time the request was made, the method used in making the request to the server and other parameters relative to the operating system and the user’s information environment.
The optional and voluntary provision of the user’s email address to the addresses indicated on the site, entails the acquisition of the user’s personal data, necessary in order to respond to the requests of the same.

Data Provision
Users are free to provide the personal data necessary for CRIF – Slovak Credit Bureau to supply the requested services.
Failure to provide this data may make it impossible for said company to supply the requested information or services.

Cookies are not used to transmit personal information. The use of session cookies, which are not stored permanently on the user’s computer and disappear after the browser has been closed, is strictly limited to the transmission of session identification codes, which consist of random numbers generated by the server, necessary for safe navigation of the site. The use of these session cookies thus avoids the use of other information techniques that could pose a potential threat to navigation confidentiality. They do not enable the acquisition of personal details that could identify the user.

User Rights
According to the Act 428/2002, the Data Subject shall at any time have the right to obtain the access, the destruction and/or modification and/or liquidation and/or block of its data and all any other actions and rights as stated in Section 20 of the Act 428/2002.

In these cases, requests should be sent to CRIF – Slovak Credit Bureau, s. r. o., Malý trh 2/A, 811 08 Bratislava, Slovak Republic.